IRMAA Assessment

Takes ~3 minutes. No uploads. No SSN.

Have handy:

Your 2023 tax return (I know it’s 2025, but SSA looks at two years ago)

Your filing status

Proof of life‑changing event (if applicable) or basic home‑sale details

Enter the numbers directly from your 2023 tax return and this tool will estimate your Medicare MAGI for you.

Adjusted Gross Income (AGI) – Form 1040, line 11

Tax-exempt interest – Form 1040, line 2a (if any)

What was your filing status on that 2023 return?

This quiz is educational only. Use it along with the official Social Security IRMAA tables and your own tax records when deciding what to do next.

Your Business Health Score

8 quick questions. See where you stand and get a 3-step Strength Plan.

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