In this video, I break down a major update to the One Big Beautiful Bill—specifically the change to the proposed tax break on overtime pay.

The House version promised a full exemption: if you worked overtime, that extra pay would be 100% tax-free. But now, the Senate version introduces a cap—limiting the deduction to $12,500 per year, with a phaseout starting at $150,000 in income.

We’ll cover:

• What this cap actually looks like in real-world numbers

• Why both sides of the aisle are debating it

• How it affects workers, small business owners, and the overall impact of the bill

Whether you’re a business owner managing payroll or someone clocking in extra hours to stay ahead—this change could directly affect your take-home pay.