The individual tax cuts from the Tax Cuts and Jobs Act (TCJA) are scheduled to expire after 2025. If Congress doesn’t pass new legislation, tax brackets will automatically revert to their pre-2018 levels, affecting a wide range of income earners—not just high-income households. In this video, Kristy Alballero breaks down how the bracket changes would work, who could be impacted, and why it’s important to understand the default outcome if no new bill is passed. Whether you support the TCJA or not, these changes could affect your 2026 tax bill.